Calculate what subsidy you qualify for:
   Total Combined Gross Income:
   Subsidy Qualifying for:
  • The applicant must be a South African citizen or must hold a permanent residence permit.
  • The applicant must be 18 years of age or older or legally married or legally divorced and of sound mind. The applicant’s current total household income must be between R3 501 and R22 000 per month, excluding overtime and commission but includes allowances.
  • The applicant or his/her spouse must not have previously derived benefits from the housing subsidy scheme or any other state funded or assisted housing subsidy scheme which conferred benefits of ownership, leasehold or deed of grant.
  • The applicant must not be owning any other residential property nor previously owned fixed residential property.
  • Where the application is made for a subsidy on the basis of a legal marriage or cohabitation arrangement, it is required that the property must be registered in the name of both spouses in the Deeds Office.
  • The applicant may be single but with proven financial dependents.
  • The subsidy is also available to civil servants provided that their total household income including their housing allowance does not exceed R22 000.
While every effort has been made to ensure the accuracy of all calculators, no responsibility can be accepted for errors or omissions however caused. No responsibility for any loss occasioned to any person acting or refraining from action as result of material in this programme is accepted by Multinet Mortgages.