Applicant 1 Applicant 2 Applicant 3 Total Monthly Basic Salary Housing Subsidy/Allowance Commission: Last 6 months average Overtime: Last 6 months average Maintenance/Alimony Dividend/Investment Income Property Rental Income Car/Travel Allowance Other (Specify) Total Gross Income 0 0 0 0 Deductions Pension Medical Aid Contribution PAYE/Tax/Site UIF Other (Specify) Nett Income 0 0 0 0 Expenses Assurance Life/Retirement Annuity/Unit Trusts Levies Exixting Mortgage Payments Rates and Taxes Water and Lights Cellphone Child Maintenance/Alimony Domestic Wages Education: Fees/Books/Accommodation Entertainment: Gym/Restaurants/Movies etc. Groceries: Food/Liquor Investments/Endowments/Unit Trusts Medical Aid: Payments/Expenses Other: M-Net/DSTV/Telkom Subs etc. Property Rental Expenses Security: Armed Response/Vehicle Security Short Term Insurance: Home/Car/Contents Credit Card: Minimum Monthly Payment Retail Card: Minimum Monthly Payment Other Expenses: HP Instalments etc. Personal Loan Instalments Vehicle Finance Instalments Petrol and Car Maintenance/Transport Costs Other (Specify) (1) (2) (3) Total Expenses 0 0 0 0 Nett Disposable Income (NDI) 0 0 0 0

RTI = Ratio to Gross Income NDI = Nett Disposable Income   Monthly Repayments & RTI% Purchase Price Deposit Loan Amount 0 Interest Rate (%) Period (Months) Monthly Repayment 0 RTI% 0 NDI % 0 Bond amount available based Based On Loan Amount 0 DISCLAIMER While every effort has been made to ensure the accuracy of all calculators, no responsibility can be accepted for errors or omissions however caused. No responsibility for any loss occasioned to any person acting or refraining from action as result of material in this programme is accepted by Multinet Mortgages.